Historical HECM Reverse Mortgage Market Rates and Origination Fees
Last Updated 9:35am EST, 11/12/2019
The Adjustable Rate survey for the week of November 11 will be posted on Thursday November 14, 2019. 
Historical Market Rates of Fixed and Adjustable Rate2 HECM Reverse Mortgages
Links to full survey Lowest Fixed Rate / Origination Fee1 Lowest Adjustable Rate / Origination Fee1
Week of November 11, 2019 3.680% / $4,499 na
Week of November 4, 2019 3.680% / $4,499 2.925% / $4,499
Week of October 28, 2019 3.680% / $5,950 2.956% / $5,495
Week of October 21, 2019 3.680% / $5,950 2.987% / $5,495
Week of October 14, 2019 3.680% / $5,950 2.956% / $5,495
Week of October 7, 2019 3.680% / $5,950 2.853% / $5,495
Week of September 30, 2019 3.680% / $5,950 3.043% / $5,495
Week of September 23, 2019 3.680% / $5,950 3.065% / $5,495
Week of September 16, 2019 3.680% / $5,950 3.049% / $5,495
Week of September 9, 2019 3.680% / $5,950 2.949% / $5,495
Week of September 2, 2019 3.680% / $5,950 2.949% / $5,495
Week of August 26,2019 3.680% / $5,950 2.949% / $5,495
Week of August 19, 2019 3.680% / $5,950 2.945% / $5,495
Week of August 12, 2019 3.990% / $4,000 2.988% / $6,000
Week of August 5, 2019 3.990% / $4,000 3.197% / $6,000
Week of July 29, 2019 3.990% / $4,000 3.197% / $6,000
Week of July 22, 2019 3.990% / $4,000 3.158% / $6,000
Week if July 8, 2019 3.990% / $4,000 3.192% / $5,495
Week of July 1, 2019 3.990% / $4,000 3.178% / $5,495
Week of June 24, 2019 3.990% / $4,000 3.077% / $5,850
Week of June 17, 2019 4.180% / $5,000 3.122% / $5,850
Week of June 10, 2019 4.180% / $5,000 3.221% / $5,850
Week of June 3, 2019 4.180% / $5,000 3.385% / $5,850
Week of May 27, 2019 4.180% / $5,000 3.385% / $5,495
Week of May 20, 2019 4.180% / $5,000 3.510% / $5,495
Week of May 13, 2019 4.180% / $5,000 3.568% / $5,495
Week of May 6, 2019 4.180% / $5,000 3.621% / $5,495
Week of April 29, 2019 4.250% / $6,000 3.593% / $5,495
Week of April 22, 2019 4.250% / $6,000 3.621% / $5,495
Week of April 15, 2019 4.250% / $6,000 3.623% / $5,495
Week of April 8 2019 4.250% / $6,000 3.626% / $5,495
Week of April 1, 2019 4.250% / $6,000 3.586% / $5,495
Week of March 25, 2019 4.250% / $6,000 3.662% / $5,495
Week of March 18, 2019 4.250% / $6,000 3.716% / $5,495
Week of March 11, 2019 4.250% / $6,000 3.739% / $5,495
Week of March 4, 2019 4.250% / $6,000 3.754% / $5,495
Week of February 25, 2019 4.250% / $6,000 3.767% / $5,495
Week of February 18. 2019 4.250% / $6,000 3.782% / $5,495
Week of February 11, 2019 4.250% / $6,000 3.811% / $5,495
Week of February 4, 2019 4.250% / $6,000 3.837% / $5,495
Week of January 28, 2019 4.250% / $6,000 3.907% / $5,495
Week of January 21, 2019 4.250% / $6,000 3.915% / $5,495
Week of January 14, 2019 4.250% / $6,000 3.894% / $5,495
Week of January 7, 2019 4.250% / $6,000 3.840% / $5,495
Week of December 31, 2019 4.250% / $6,000 3.888% / $5,495
Week of December 24, 2018 4.250% / $6,000 3.973% / $5,495
Week of December 17, 2018 4.250% / $6,000 3.973% / $5,495
Week of December 10, 2018 4.250% / $6,000 3.976% / $5,850
Week of December 3, 2018 4.250% / $6,000 3.995% / $5,850
Week of November 26, 2018 4.250% / $6,000 3.996% / $5,850
Week of November 19, 2018 4.250% / $6,000 na
Week of November 12, 2018 4.250% / $6,000 4.019% / $5,850
Week of November 5, 2018 4.250% / $6,000 3.980% / $5,850
Week of October 29. 2018 4.250% / $6,000 3.927% / $5,850
Week of October 22, 2018 4.250% / $6,000 3.895% / $5,850
Week of October 15, 2018 4.250% / $6,000 3.838% / $5,850
Week of October 8, 2018 3.990% / $4,500 3.958% / $5,000
Week of October 1, 2018 3.990% / $4,375 3.919% / $5,000
Week of September 25, 2018 3.990% / $4,375 3.908% / $5,000
Week of September 17, 2018 3.990% / $4,375 3.880% / $1,450
Week of September 10, 2018 3.990% / $4,375 3.846% / $1,450
Week of September 3, 2018 3.990% / $4,375 3.839% / $5,000
Week of August 27, 2018 3.990% / $4,375 3.820% / $5,000
Week of August 20, 2018 3.990% / $4,375 3.813% / $5,000
Week of August 13, 2018 3.990% / $4,375 3.816% / $5,850
Week of August 6, 2018 3.990% / $4,375 3.827% / $5,850
Week of July 30 2018 3.990% / $4,375 3.821% / $5,850
Week of July 23, 2018 3.990% / $4,375 3.802% / $5,850
Week of July 16, 2018 3.990% / $4,500 3.787% / $5,500
Week of July 9, 2018 3.990% / $4,500 3.774% / $5,500
Week of July 2, 2018 3.990% / $4,500 3.764% / $5,500
Week of June 25, 2018 3.990% / $4,500 3.777% / $5,500
Week of June 18, 2018 3.990% / $4,500 3.772% / $5,500
Week of June 11, 2018 3.990% / $4,500 3.740% / $5,500
Week of June 4, 2018 3.990% / $4,500 3.724% / $5,500
Week of May 28, 2018 3.990% / $4,500 3.731% / $5,500
Week of May 21, 2018 3.990% / $4,500 3.768% / $5,500
Week of May 14, 2018 3.990% / $5,500 3.766% / $5,500
Week of May 7, 2018 3.990% / $5,500 3.777% / $5,500
Week of April 30, 2018 3.990% / $5,500 3.780% / $5,500
Week of April 23, 2018 3.990% / $5,500 3.760% / $5,500
Week of April 16, 2018 3.990% / $5,850 3.731% / $5,500
Week of April 9, 2018 3.990% / $5,850 3.708% / $6,000
Week of April 2, 2018 3.990% / $5,850 3.663% / $6,000
Week of March 26, 2018 3.990% / $5,850 3.666% / $6,000
Week of March 19, 2018 3.990% / $5,850 3.615% / $6,000
Week of March 12, 2018 3.990% / $5,850 3.545% / $6,000
Week of March 5, 2018 3.990% / $5,850 3.497% / $6,000
Week of February 26, 2018 3.990% / $5,850 3.460% / $6,000
Week of February 19, 2018 3.990% / $5,850 3.398% / $6,000
Week of February 12, 2018 4.500% / $4,000 3.313% / $6,000
Week of February 5, 2018 4.500% / $4,000 3.291% / $6,000
Week of January 29, 2018 4.500% / $4,000 3.246% / $6,000
Week of January 22, 2018 4.500% / $4,000 3.228% / $6,000
Week of January 15, 2018 4.500% / $4,000 3.389% / $6,000
Week of January 8, 2018 4.500% / $4,000 3.350% / $6,000
Week of January 1, 2018 4.500% / $4,000 3.307% / $6,000
Week of December 25, 2017 4.750% / $2,500 3.302% / $6,000
Week of December 18, 2017 4.750% / $2,500 3.548% / $2,500
Week of December 11, 2017 4.750% / $2,500 3.511% / $4,000
Week of December 4, 2017 4.750% / $2,500 3.460% / $4,250
Week of November 27, 2017 4.750% / $2,500 3.436% / $4,250
Week of November 20, 2017 4.750% / $2,500 3.406% / $4,500
Week of November 13, 2017 4.750% / $2,500 3.382% / $4,500
Week of November 6, 2017 4.750% / $6,000 3.363% / $4,500
Week of October 30, 2017 4.750% / $6,000 3.348% / $4,500
Week of October 23, 2017 4.750% / $6,000 3.331% / $4,500
Week of October 16, 2017 4.750% / $3,300 3.313% / $4,500
Week of October 9, 2017 4.750% / $3,300 3.305% / $4,250
Week of October 2, 2017 4.750% / $3,300 3.282% / $4,250
Week of September 25, 2017 4.250% / $2,975 3.275% / $4,250
Week of September 18, 2017 4.250% / $2,975 3.232% / $4,250
Week of September 11, 2017 4.250% / $2,975 3.195% / $4,250
Week of September 4, 2017 4.250% / $2,975 3.213% / $4,250
Week of August 28, 2017 4.250% / $2,975 3.228% / $4,250
Week of August 21, 2017 4.250% / $2,975 3.226% / $4,250
Week of August 14, 2017 4.250% / $2,975 3.225% / $4,250
Week of August 7, 2017 4.250% / $2,975 3.223% / $4,250
Week of July 31, 2017 4.250% / $2,975 3.229% / $4,250
Week of July 24, 2017 4.250% / $2,975 3.236% / $4,250
Week of July 17, 2017 4.250% / $2,975 3.240% / $0
Week of July 10, 2017 4.250% / $2,975 3.258% / $0
Week of July 3, 2017 4.250% / $2,975 3.238% / $0
Week of June 26, 2017 4.250% / $2,975 3.233% / $0
Week of June 19, 2017 4.250% / $2,975 3.232% / $0
Week of June 12, 2017 4.250% / $2,975 3.228% / $4,250
Week of June 5, 2017 4.250% / $2,975 3.231% / $4,250
Week of May 29, 2017 4.250% / $2,975 3.221% / $4,250
Week of May 22, 2017 4.750% / $3,500 3.223% / $4,250
Week of May 15, 2017 4.750% / $3,500 3.266% / $4,250
Week of May 8, 2017 4.750% / $3,500 3.279% / $4,250
Week of May 1, 2017 4.750% / $3,500 3.274% / $4,500
Week of April 24, 2017 4.750% / $3,500 3.245% / $4,500
Week of April 17, 2017 4.750% / $3,500 3.272% / $4,500
Week of April 10, 2017 4.750% / $3,500 3.299% / $4,500
Week of April 2, 2017 4.750% / $3,500 3.302% / $4,500
Week of March 27, 2017 4.750% / $3,500 3.303% / $4,500
Week of March 20, 2017 4.750% / $3,500 3.313% / $4,500
Week of March 13, 2017 4.750% / $3,500 3.318% / $4,500
Week of March 6, 2017 4.750% / $3,500 3.308% / $4,500
Week of February 27, 2017 4.750% / $3,500 3.240% / $4,500
Week of February 20, 2017 4.500% / $6,000 3.235% / $4,500
Week of February 13, 2017 4.500% / $6,000 3.203% / $4,500
Week of February 6, 2017 4.500% / $6,000 3.213% / $4,500
Week of January 30, 2017 4.500% / $6,000 3.224% / $4,500
Week of January 23, 2017 4.500% / $6,000 3.233% / $4,500
Week of January 16, 2017 4.500% / $6,000 3.202% / $4,500
Week of January 9, 2017 4.500% / $6,000 3.185% / $4,500
Week of January 2, 2017 4.500% / $6,000 3.186% / $4,500
Week of December 26, 2016 4.500% / $6,000 3.190% / $4,500
Week of December 19, 2016 4.500% / $6,000 3.193% / $4,500
Week of December 12, 2016 4.500% / $6,000 3.148% / $4,500
Week of December 5, 2016 4.500% / $6,000 3.145% / $4,500
Week of November 28, 2016 4.250% / $0 3.145% / $4,500
Week of November 21, 2016 4.250% / $0 3.121% / $4,500
Week of November 14, 2016 4.250% / $0 3.088% / $4,500
Week of November 7, 2016 4.250% / $0 3.059% / $4,500
Week of October 31, 2016 4.250% / $0 3.082% / $4,500
Week of October 24, 2016 4.250% / $0 3.072% / $4,500
Week of October 17, 2016 4.250% / $0 3.086% / $4,500
Week of October 10, 2016 4.250% / $0 3.087% / $4,500
Week of October 3. 2016 4.250% / $0 3.052% / $4,500
Week of September 26, 2016 4.250% / $0 3.057% / $4,500
Week of September 19, 2016 4.250% / $0 3.045% / $4,500
Week of September 12, 2016 4.250% / $0 3.057% / $4,500
Week of September 6, 2016 4.250% / $0 3.062% / $4,500
Week of August 30, 2016 4.250% / $0 3.037% / $4,500
Week of August 23, 2016 4.250% / $0 3.023% / $4,500
Week of August 16, 2016 4.250% / $0 3.026% / $4,500
Week of August 9, 2016 4.240% / $0 2.504% / $3,000
Week of August 2, 2016 4.500% / $0 2.932% / $4,500
1 The following lenders report their interest rates and origination fees to www.mtgprofessor.com: All Reverse, Signet Mortgage, First Bank, Retire Secure, The Federal Savings Bank, Goldwater Bank, Bank of England, Longbridge Financial.  Rates quoted are the lowest rate reported, together with the origination fee for that rate.
2 Fixed-rate pricing published every Tuesday; Adjustable-rate pricing published every Thursday